New & Used Auto Loans

Purchase a new or used vehicle with Arbor Financial’s auto loans. Shift your life into overdrive with competitive rates, a fast approval system, and low closing costs. We want to put you in the driver’s seat.  

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90-day No Pay1 Auto Loan Rates as Low as 7.24% APR* 

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Get More Freedom

It is Michigan, after all — given our automotive history, we take pride in what we drive. So, let's get ready to roll out of the dealership in a great new or used vehicle. We have the perfect financing options whether you want a luxury sedan, an SUV, or a motorcycle.

Stop in, call us at 269.488.5945, or apply online and have an answer within minutes!

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Arbor customer in new car with key.
Auto Loans

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Protect & Insure to Get More Peace of Mind

While the last thing you want to think about is the total loss on a vehicle, it's important to be prepared for whatever life may throw your way. A few dollars invested in an Arbor Financial Loan Protection Policy covers repairs and loans that need to be repaid.

Guaranteed Auto Protection (GAP). If your vehicle is stolen or damaged and deemed a total loss, you will be responsible to pay the difference between what you owe and what your insurance company says your vehicle is worth. GAP can help cover the difference, potentially saving you thousands of dollars.

Extended Vehicle Warranty Protection. This protects against the high cost of major repairs with various levels of protection to choose from. Enjoy transferable plans, a zero deductible, nationwide coverage, and Emergency Roadside Service throughout the life of the contract. Our members saved a total of $191,101 in mechanical repairs in 2022 alone*

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Here's what should drive you to Arbor Financial for your auto loan:

Low rates  starting at 7.24% APR*

Low closing costs

Extended repayment terms available

Up to 100% financing means no down payment

Loan pre-approval process lets you focus on vehicles at the dealership

Apply by phone 24x7 at 269.488.5945 and get an answer within minutes

Low-cost extended warranties and payment protection options available

Skip Pay options allows you the option of not making up to two months of loan payments each year

Why Choose Arbor?

"Working with Arbor was the easiest process I have had in regards to a car loan. Thank you for such a smooth process and recommendations on how to best position myself for future business."

- Joel P

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it’s time to get rolling in a new car, let Arbor Financial be your co-pilot. We’ll get you the vehicle loan you need, and additional protection if you want it. 

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Contact our lending specialists to discuss options at 269.488.5945 available 24/7.

Estimated Monthly Payments $0.00

+Annual Percentage Rate (APR). Rate effective 1/3/24 for a limited time. Rate may vary depending on credit history and underwriting factors. Subject to credit approval. Program, rate, terms and conditions subject to change without notice.

+ Qualifying borrowers may be eligible to defer their first payment for up to 90 days, dependent upon credit score and when the loan closes. Interest accrues from date of loan disbursement and is collected on the first payment(s) applied.

** Based on actual savings reported by Route 66 Extended Warranty.

1. Qualifying borrowers may be eligible to defer their first payment for up to 90-days, dependent upon credit score and when the loan closes. Interest accrues from the date of loan disbursement and is calculated on the first payment(s) applied. Payment deferrals are not eligible for existing Arbor loans. Programs, rates, terms, and conditions are subject to change without notice—membership required.